Hurriyah, W.; Riswandi, D. Pengaruh Non Performing Financing (NPF), Capital Adequacy Ratio (CAR) Dan Biaya Operasional Pendapatan Operasional (BOPO) Terhadap Profitabilitas Bank Umum Syariah Periode 2022-2025. Jurnal Akuntansi Neraca 2026, 4, 85-97.