JULIYANTI, W. Intellectual Capital, Digital Banking, dan Kinerja Perusahaan Perbankan Indonesia: Apakah Environmental, Social, and Governance (ESG) Memoderasi Hubungan Tersebut?. Jurnal Penelitian Multidisiplin Bangsa, [S. l.], v. 3, n. 2, p. 486 – 502, 2026. DOI: 10.59837/jpnmb.v3i2.950. Disponível em: https://ejournal.amirulbangunbangsapublishing.com/index.php/jpnmb/article/view/950. Acesso em: 21 sep. 2026.